Debtor

In a bankruptcy case, the debtor is the person who files. If you are thinking about filing, these articles answer the questions people ask most often: what it costs, which chapter fits, what happens to your car and your home, and what you get to keep.

How Can I Pay for Bankruptcy?

Eliminate Your Credit Card Debt

Scissors cutting a credit card to eliminate debtWhen minimum payments no longer make a dent, bankruptcy can stop the collection calls and discharge the balances. Here is how it works.

What Is Chapter 7 Bankruptcy?

Symbolically wiping away credit card debtChapter 7 can erase credit cards, medical bills and other unsecured debts in a matter of months. See what it covers, what it does not, and what the automatic stay does from the day you file.

Who Files Chapter 13 Bankruptcy?

Happy family after filing a chapter 13 bankruptcyChapter 13 suits people whose income is above the Chapter 7 line, who are behind on a house or car, or who want to protect property. See who qualifies and how long a plan lasts.

Stop Repossessions with Bankruptcy

Bankruptcy can stop repossessionFalling behind on a car loan can lead to repossession quickly. Filing bankruptcy halts a pending repossession and, in Chapter 13, lets you catch up the missed payments over time.

Missing Chapter 13 Bankruptcy Payments

Does My Chapter 13 Payment Change With My Income?

Making changes to a chapter 13 bankruptcy payment planYour plan payment is not set in stone. Learn how a plan is modified when your income falls or rises, and what happens if you cannot finish it.

Bankruptcy for Small Businesses

Bankruptcy Property Exemptions

Who’s Eligible to file a Chapter 13 Bankruptcy?

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