Realizing there is a problem

Get out from under debt

Whether you’re struggling with credit cards, medical bills, or an unpaid mortgage, mounting debt can quickly spiral out of control, often triggering home foreclosure, car repossession, and creditor harassment. And once you’re overwhelmed with unpaid debt, it can be difficult—or even impossible—to get back on the path to financial freedom.

When you’re living paycheck to paycheck, struggling to pay your bills, panicking about creditor calls and trying to determine which bills you’ll default on next, every expense can bring frustration, anxiety and distress. Your stomach may be twisting with tension, you may be ignoring creditor calls, and leaving bills unopened... If that’s the case, then we have some great news:

If you feel like credit card debt has taken over your life, statistics show that you’re not alone. Recent numbers from the Nilsson Report reveal that the average American household carries over $8,000 in credit card debt. With the national unemployment rate hovering at 9.5%, it’s no wonder that Americans are turning to credit cards to meet their everyday needs.

If you’re struggling under the burden of debilitating credit card debt, and can’t seem to make real progress with any of your creditors, your best option may be to declare bankruptcy. Filing for bankruptcy doesn’t mean you’ve given up—for many, it’s the only way to get back on the path to financial independence.

Turn the tide on bill collectors and get the help you deserve!

Are you sick of getting those nasty, harassing phone calls from bill collectors? Does your heart sink everytime the phone rings as you check the caller ID? Do you wish there was a way you could simply get rid of them?

These days it can be a struggle to maintain pace with bills, often to the point of defaulting on an auto loan. Unfortunately, financial institutions usually don’t care about your circumstances - they want your money. If you’re unable to make payment, it may not be long before they send a repo man to knock on your door.