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Natalie Barrett's picture
Submitted by natalie on Thu, 07/29/2010 - 8:48am

The most fascinating part of my work is the first call.  After speaking with what seems like countless people who are looking into the option of bankruptcy, I have found that some have tears, all are frustrated and stressed, and a surprising number apologize to me for their emotions.  They apologize for the tears and frustration because

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Paul Garay's picture
Submitted by pwg on Wed, 06/02/2010 - 7:14pm

A lot of clients come in worrying about their house being in danger of immediate foreclosure. Filing for bankruptcy at any time during the foreclosure process, you automatically pause this procedure and protect your home for a limited time. Here is a basic breakdown of the timeline of a typical foreclosure:

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Maria Gonzalez's picture
Submitted by mlg on Tue, 05/25/2010 - 6:18pm

One of the most unnecessary stressors for a bankruptcy client is anxiety about the 341 meeting.  Here are five reasons to be excited about the 341 meeting.

1. It won't take long. Most 341 Meetings will only last 3-5 minutes, the trustee will usually ask a few (yes, only a few) questions regarding your case, most of which are routine.

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Paul Garay's picture
Submitted by pwg on Thu, 05/13/2010 - 5:20pm

A lot of clients wonder what steps it takes to file a bankruptcy case. Below is a basic outline of our appointment schedule. We don't charge you for wanting to see us and you are always welcome to add a follow-up, document drop-off or payment appointment if you chose.

At Lincoln Law we understand that you are going through tough times so we don't hassle you for payments or to schedule appointments. The appointments below are always required.

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Carl Gustafson's picture
Submitted by crg on Thu, 05/13/2010 - 2:33pm

For many borrowers, the choice of whether to file bankruptcy depends on a determination of whether a home-owner will be liable for debt on his home following foreclosure.

California has enacted a very strong law protecting home-owners from deficiency judgments following a foreclosure.  This is called the anti-deficiency statute or non-recourse statute.  It says, in sum, that borrowers who take:

   1. purchase money loans
   2. on an owner-occupied residence