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What persons are not eligible for a chapter 7 discharge?

The following persons are not eligible for a chapter 7 discharge:

  1. A person who has been granted a discharge in a chapter 7 case filed within the last eight years.
  2. A person who has been granted a discharge in a chapter 13 case filed within the last six years.
  3. A person who files a waiver of discharge that is approved by the court in the chapter 7 case.
  4. A person who conceals, transfers, or destroys his or her property with the intent to defraud his or her creditors or  the trustee in the chapter 7 case.
  5. A person who conceals, destroys, or falsifies records of his or her financial condition or business transactions.
  6. A person who makes false statements or claims in the chapter 7 case, or who withholds recorded information from the trustee.
  7. A person who fails to satisfactorily explain any loss or deficiency of his or her assets.
  8. A person who refuses to answer questions or obey orders of the bankruptcy court, either in his or her bankruptcy  case or in the bankruptcy case of a relative, business associate, or corporation with which he or she is associated.

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